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First Bank & Trust Co. is conveniently located anywhere you are! With our Online and Mobile banking services you have unlimited access 24/7 to account balances, to make transfers, and more. You can also pay bills online or from your smartphone with Online Bill Pay. No more stamps, envelopes, or trips to the post office. For more information, please take a look at our Frequently Asked Questions or Contact Us.

E-Banker (Online Banking)

  • View real time balances and transactions.
  • Access account information for checking and savings accounts, certificates of deposit, and loans.
  • View current and past transactions, previous statements, and more.
  • View check images.
  • Transfer funds between accounts, including savings and loans.
  • Download your statements and transactions into QuickBooks or Quicken.
  • View and enter stop payments.
  • Services available within E-Banker:
  • Step-by-step E-Banker Instruction Guide.
  • Bank safely! Defend Your Computer and Yourself.
You will need Adobe Acrobat Reader to view the application. If you do not have the Adobe software, you can download it here for free.

If you have a Business Account, please complete the Enrollment Form and either mail it or take it in to the Banking Center nearest you. We will mail you an E-Banker Identification number and password or you can receive an E-Banker ID and password right away when you return your application in person. Once you receive your E-Banker ID and password, go to to login. It’s that easy!

Online Bill Pay 

  • There is no charge for the first 15 items paid per statement cycle. A fee of $0.50 will be charged for each additional item per statement cycle.
  • Pay anyone from your computer or smartphone without mailing a check! 
  • Pay bills from multiple checking accounts.
  • Enter recurring payments so they automatically pay on the date you choose.
  • Payments entered by 12:00 PM CST Monday through Friday will be processed on the same day.
  • Payments made by check from Online Bill Pay will be deducted from your account AFTER the payment is received by the payee and presented to the bank for payment – just as if you wrote the check yourself.
  • Your statement will include images of payments made by check.
  • View the Bill Pay Demo to find out more. 


  • Get email notifications when your statements or notices are ready to view. Looks just like your paper statement but more secure than retaining a paper copy. Enroll online and set your own preferences.
  • Step-by-step E-Statement Instruction Guide.

Mobile Banking

To use mobile banking, your mobile device must be equipped to access the internet. Additional charges may apply for internet usage depending on your wireless carrier. Please consult with your wireless provider for details on correlated rates and charges.

  • Use same login and password as E-Banker.
  • View real time balances and transactions.
  • Access account information for Checking and Savings accounts, Certificates of Deposit, and Loans.
  • View current and past transactions, previous statements, and more.
  • View check images.
  • Transfer funds between accounts.
  • Pay bills through Online Bill Pay.
  • Find our locations.
  • Mobile Deposit
  • Mobile Wallet
  • Text Alerts
  • Two-Way Text Banking
  • Safe mobile banking tips here
  • Download our FREE app by clicking one of the icons below!

Mobile Deposit

  • Deposit checks easily from wherever you are.
  • Scan a picture of the front and back of your check to deposit.
  • Can be used on any of your First Bank & Trust Co. checking, savings, or money market savings accounts.
  • Checks deposited before 6:00 PM CST will be deposited that day.
  • Available on iPhone and Android devices from our First Bank & Trust Co. Mobile App--Free of charge! Message and data rates may apply.
  • Mobile Deposit FAQs.

Mobile Wallet

Making purchases online, in-app, or in-store? Paying with Mobile Wallet is convenient and secure. To use Mobile Wallet, you must have a First Bank & Trust Co. debit card and either Apple Pay®, Samsung Pay, or Google Pay™ app installed on your smart phone. Click an icon below to learn more!


Bank to Bank (B2B) Transfers

Send and receive funds between First Bank & Trust Co. and external deposit accounts.
  • Provided free of charge.
  • Add and delete debit accounts easily.
  • View transaction history.
  • Step-by-step guide here.


Manage your First Bank & Trust Co. debit card with advanced features in our Mobile App.
  • Turn your debit card On & Off.
  • Set up alerts when your card is used.
    • All Transactions
    • Merchant Type
    • Transaction Type
    • Spending Limits
  • Prevent transactions from paying.
    • Block by Merchant Type
    • Block by Transaction Type
    • Block by Spending Limits

Text Alerts

Through our Mobile App, you can set up text alerts and receive your account information through text messages automatically!
  • Daily & monthly balance alerts
  • Balance threshold alerts
  • Transaction alerts for anything over $25
  • For more information, click here.

Two-Way Text Banking

  • Both the Android and Apple versions of the First Bank & Trust Co. Mobile App support the use of two-way text banking.
  • A text message can be sent using specific commands and First Bank & Trust Co. will send the requested information right back to the user via text message.
  • Receive real time balances and transactions.
  • Access account information for active checking and savings accounts, including the balance and last five (5) transactions.
  • Transfer money between First Bank & Trust Co. accounts.
  • To find a list of the specific text banking commands, click here.

We take the security of your information seriously. That is why we have partnered with a technology leader in the banking industry to provide you with a secure internet banking experience. Our E-Banker system has been tested by a team of industry experts and provides security that meets and exceeds requirements for banking solutions. You can use E-Banker, Online Bill Pay, and Mobile Banking with confidence.

  • 24-hour security, monitoring, and reporting.
  • Security throughout product with encrypted data, industry-leading firewalls, unique identifiers and passwords.
  • Personal banking information, such as account numbers and social security numbers, are never displayed over the internet.
  • Requires an Internet Browser with 128-bit encryption, which is the highest encryption available.
  • E-Banker sessions are automatically timed out after 10 minutes of inactivity.
  • Your E-Banker account will be automatically locked after 3 failed login attempts. If this happens, you must contact the bank to have your PIN reset.
  • If you fail to log in to your account for 60 days, the account will be locked due to inactivity, at which time you will need to contact the bank.
  • We are constantly developing and implementing security enhancements to ensure the integrity of our Internet Banking System.
  • The first line of defense to protect your online banking experience is you. Please read our Customer Awareness Training for Internet Banking to understand how you can keep your account and information safe! If you have any questions or concerns regarding internet security while banking online, please Contact Us!
  • Website resources for security tips and information:

    Protect Yourself Online- Securities and Exchange Commission
    How to Protect Yourself Online- Federal Communications Commission
    What is Phishing? How to Protect Yourself

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Wealth Management

Our Wealth Management Specialists are ready to work closely with you towards a financially sound future!