Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Close Online Banking
A family walks outside together in sweaters and scarves.

Hal Pennington

Executive Vice President

Email Hal

With over 35 years of Trust and Investment experience, Hal manages our department. This Duncan resident is also active in the community including membership in Duncan Rotary, Leadership Oklahoma, the Oklahoma Bar Association, and Duncan Public School Bond Advisory Committee.

 

Craig Heaton

Senior Vice President / Trust Department Manager
Email Craig

With nearly 40 years of banking experience, 20 of those spent in Trust and Investments, Craig, having an undergraduate in finance and a law degree, can help with your Business Development, Estate and Retirement Planning. Email, stop by and see him in our Norman 36th Banking Center, or just catch him at the Norman Rotary Club. He is always ready with advice to take you to the next level.

 

Lynnette Irwin

Vice President / Trust Operations Manager
Email Lynnette

This life-long Duncan resident has over 30 years’ experience working in Trust. Lynette has worked at many banks, but we are glad she has finally settled with our First Bank & Trust Co. family, heading up our Trust Department operations.

 

Janetta Hall

CDAR / Trust Assistant
Email Janetta

With over 20 years of banking experience, this life-long Stephens County resident specializes in certificate of deposit. Please email Janetta with any questions you may have or stop by to see her in the upstairs Trust Department located in our Duncan Main Banking Center.

 

Tricia Forbes

Trust Administrative Assistant
Email Tricia

Tricia is a long time Duncan resident and assists the Trust Department in an administrative capacity.


Non-deposit investment products are not insured by the FDIC; non-deposit
investment products are not obligations of, or guaranteed by, the financial institution;
and non-deposit investments will subject the purchaser to investment risk,
including possible loss of the principal amount invested.