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Hal Pennington

Executive Vice President

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With over 35 years of Trust and Investment experience, Hal manages our department. This Duncan resident is also active in the community including membership in Duncan Rotary, Leadership Oklahoma, the Oklahoma Bar Association, and Duncan Public School Bond Advisory Committee.


Craig Heaton

Senior Vice President / Trust Department Manager
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With nearly 40 years of banking experience, 20 of those spent in Trust and Investments, Craig, having an undergraduate in finance and a law degree, can help with your Business Development, Estate and Retirement Planning. Email, stop by and see him in our Norman 36th Banking Center, or just catch him at the Norman Rotary Club. He is always ready with advice to take you to the next level.


Janetta Hall

CDAR / Trust Assistant
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With over 20 years of banking experience, this life-long Stephens County resident specializes in certificate of deposit. Please email Janetta with any questions you may have or stop by to see her in the upstairs Trust Department located in our Duncan Main Banking Center.


Tricia Forbes

Trust Administrative Assistant
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Tricia is a long time Duncan resident and assists the Trust Department in an administrative capacity.


Stacy McGough

Trust Operations Manager
With over 35 years of banking experience, 25 of those spent in Trust and Investment Management, Stacy brings both administration and operations experience to our Wealth Management Department. This Duncan residence is very active in the Duncan Kiwanis Club and loves cheering on the Duncan Demons on Friday nights! 

Non-deposit investment products are not insured by the FDIC; non-deposit
investment products are not obligations of, or guaranteed by, the financial institution;
and non-deposit investments will subject the purchaser to investment risk,
including possible loss of the principal amount invested.