Meet our Team

Hal Pennington

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With over 35 years of Trust and Investment experience, Hal manages our department. This Duncan resident is also active in the community including membership in Duncan Rotary, Leadership Oklahoma, the Oklahoma Bar Association, and Duncan Public School Bond Advisory Committee.

Craig Heaton

Senior Vice President / Trust Department Manager
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With nearly 40 years of banking experience, 20 of those spent in Trust and Investments, Craig, having an undergraduate in finance and a law degree, can help with your Business Development, Estate and Retirement Planning. Email, stop by and see him in our Norman 36^th Banking Center, or just catch him at the Norman Rotary Club. He is always ready with advice to take you to the next level.

Lynnette Irwin

Vice President / Trust Operations Manager
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This life-long Duncan resident has over 30 years’ experience working in Trust. Lynette has worked at many banks, but we are glad she has finally settled with our First Bank & Trust Co. family, heading up our Trust Department operations.

Janetta Hall

CDAR / Trust Assistant
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With over 20 years of banking experience, this life-long Stephens County resident specializes in certificate of deposit. Please email Janetta with any questions you may have or stop by to see her in the upstairs Trust Department located in our Duncan Main Banking Center.

Tricia Forbes

Trust Administrative Assistant
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Tricia is a long time Duncan resident and assists the Trust Department in an administrative capacity.