Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Close Online Banking
A family walks outside together in sweaters and scarves.

Craig Heaton

Senior Vice President / Senior Trust Officer
With over 40 years of banking experience, 25 of those spent in Trust and Investments, Craig, having an undergraduate in finance and a law degree, can help with your Business Development, Estate and Retirement Planning. You can catch him at the Norman Rotary Club or volunteering with the Opportunity to Learn Foundation. Call, email, or stop by and see him at our Norman 36th Ave. Banking Center. He is always ready with advice to take you to the next level!

Amy Shelby

Investment Executive and Trust Officer
A lifetime Stephens County resident, Amy has been in the financial service industry since 1993. She has been selling investments for over 15 years and also holds Oklahoma Life and Variable Life Insurance licenses. She has served our community in civic organizations, such as Jaycees, CTAC, Chamber of Commerce Ambassador, and is currently on the Comanche School Board. You can contact Amy at 877-976-2265, by email at amy.shelby@ceterais.com
Check the background of this investment professional on FINRA's BrokerCheck

Stacy McGough

Trust Operations Officer

A native of southwest Oklahoma, Stacy started her banking career in 1992. She has worked in a number of areas in her banking career, bookkeeping, proof, loans, teller, commercial vault teller, electronic banking, and trust, both administration and operations. She has served our community for the past 20 years with the Duncan Chisholm Trail Kiwanis Club. Currently she serves with Beautiful Day at Woodrow Wilson Elementary School. Please contact Stacy at 580-255-1810, extension 1187 or by the email below. Stacy is located at our Duncan Main Street location, upstairs in the Wealth Management Department.

Janetta Hall

Trust Administrative Assistant
With over 20 years of banking experience, this life-long Stephens County resident wears lots of different hats for the team. Among IRAs, CDARs, and Trust Accounts, she is active in every different part of the Wealth Management Department. Please email Janetta with any questions you may have or stop by to see her in the upstairs Wealth Management Department located at our Duncan Main St. Banking Center.

Treja Stevenson

Trust Administrator/Employee Benefits Coordinator
With a Bachelors of Science in Human Relations from the University of Oklahoma and 5 years of financial experience, Treja brings a special touch to the Wealth Management Department. As a Certified Plan Fiduciary Advisor, her focus is on continually learning new ways to benefit our clients. Stop by and see her at our Norman 36th Ave. Banking Center.

Jenice Millan

Trust Administrative Assistant
With 12 years of customer service experience, four of those in the financial industry, Jenice loves helping her customers get the most out of their banking experience and financial future. She is always ready to help you get started on your financial journey.




Non-deposit investment products are not insured by the FDIC; non-deposit
investment products are not obligations of, or guaranteed by, the financial institution;
and non-deposit investments will subject the purchaser to investment risk,
including possible loss of the principal amount invested.