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Do you plan to stay in your home for at least 7 years? Do you think interest rates might rise and want to keep your current rate? Do you prefer stability and consistency in your principle and interest payment? Then a Fixed Rate Mortgage (FRM) loan may be the best option to fulfill your needs!

Conventional

- Low down payments
- Seller can pay most or all of the closing cost, depending on loan size
Rural Development
- Ask us about 0% down options!
- Excellent option for properties in small and rural communities
Federal Housing Administration (FHA)
- Minimal down payments
- Seller can pay most or all of closing cost, depending on loan size
Veteran Affairs (VA)
- Ask us about 0% down options on the purchase price/property value
- No monthly mortgage insurance required

Ask us about the First Time Home Buyers and Construction to Permanent programs!



Do you plan to stay in your home for only a few years? Are you looking for a lower initial payment? Are you planning to move or refinance before the adjustment period? Our in-house, Adjustable Rate Mortgage (ARM) Loan may be the right option for you!

First Mortgage Primary Residence Loan
- Purchase of a new home
- Refinance home
Additional or Secondary Mortgage
- Sometimes called a “Home Equity Loan”
- Can be made for any purpose
Construction/Permanent
We can handle your construction to permanent financing under one roof!

  Contact Us Today!
1-877-976-2265


Mortgage Loan Error Resolution Contact Information:
First Bank & Trust Co.
923 W Main
Duncan, OK 73533
NMLS #531566