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A specialized checking account for our community heroes, because of all the things you have to worry about, your checking account shouldn't be one of them. 


  • Initial Deposit of $100
  • No Monthly Maintenance Fee
  • No Minimum Balance
  • Unlimited Number of Debits
  • $1,000 Overdraft Privilege

Specialized Account Benefits

  • FREE Checks (Forever Free checks)
  • FREE E-Statements or Paper Statements (your choice)
  • FREE Stop Pays
  • FREE Cashier's Checks
  • FREE Consulting on Estate, Retirement, and Financial Planning through First Bank & Trust Co.'s Trust Department
  • FREE 3x5 Safe Deposit Box for 1 Year (upon availability)
  • FREE Photocopy and Fax Services
  • $25 Discount on Loan Origination Fees
  • NO Charges from First Bank & Trust Co. on Foreign ATMs   

What's Included

Eligibility Requirements

Active and Retired Military Personnel, Certified Law Enforcement, Firefighters, Licensed Educators, and Licensed Healthcare Professionals.
*Proof of Employment or Retirement Status is Required.
*Recertification Every Two Years.