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A specialized checking account owned by an individual where contributions to the account are to pay for current and future medical expenses.

HSA's are used in conjunction with a "High Deductible Health Plan" (HDHP)


  • Initial Deposit of $100
  • $2.50 Monthly Maintenance Fee
  • $3,000 Minimum Balance to Avoid Maintenance Fee
  • Interest Bearing 
  • Unlimited Transactions
  • First Box of HSA Checks FREE

What's Included

Note on interest-bearing accounts: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest rates my change any time at the Bank’s discretion. For current interest rate information, contact First Bank & Trust Co.