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6 Tips for Financial Success

6 Tips to Set Yourself Up For Financial Success

  1.  Study your paycheck: To plan appropriately, it's important to know exactly how much you take home every month after taxes and deductions. 
  2. Create a budget: Now that you know your monthly income, set a budget to keep an eye on your finances. This includes being honest about knowing your "needs" versus "wants" and living within your means.
  3. Save 10%: Life happens unexpectedly. Aim to put a minimum of 10% of your paycheck into an account that is strictly for emergencies.
  4. Become financially comfortable by age 65: Start saving and investing as early as possible. Even the smallest money moves are beneficial thanks to the power of compounding. 
  5. Aim for 760 or higher: This is often the credit score you need to qualify for the best interest rates on a new home or car. Paying bills on time and paying down debt will help you maintain a strong credit score.
  6. Develop savings goals: Even if it's a small one, always have a savings goal in mind. Whether it's for the short-term (vacation) or long-term (retirement or a new home), determine how much you need to reach each goal and create a savings timeline that will help you get there.