First Bank & Trust Co. has policies and procedures put into place to help protect your privacy and your financial records, as well as protect the bank from fraudulent activity. Please read each and Contact Us with any questions or concerns you may have. 
Customer Policies and Disclosures 
Privacy Policy 
Electronic Funds Transfer Agreement 
Overdraft Privilege Service Policy 
Identity Theft Information 
Online Banking Security and Information 
Customer Awareness Training for Internet Banking 
How to Protect Yourself Online - SEC 
Guide to Protecting Yourself Online - FCC 
What is Phishing? How to Protect Yourself 
Customer Information Policy 
To help the government fight the funding of terrorism and money laundering activities, the USA Patriot Act, A Federal law, requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account including business accounts.  What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.  If you are opening an account for a business entity, documents relating to the business may also be requested.  

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