We have money to lend! See one of our Loan Officers for all your borrowing needs at one of our convenient Banking Centers. Or you can start now – just fill out the appropriate Loan Application and email it to us! You can get the latest rate information by contacting our
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Auto, Boat, R.V., & Motorcycle Loans Credit is based on credit history, income, debt ratio, down payment, and banking relationship withFirst Bank & Trust Co.Rates varyLoan terms vary according to year and modelPersonal Loan Application
Personal Loans can be used for almost any reason – vacations, medical expenses, holiday shopping, taxes, etc. Don’t get trapped in a high interest rate payday loan – borrow from people you know and save!
Personal Loans can be secured by a Certificate of Deposit or Savings Account.Rates vary by collateral and length of loan.Personal Loan Application
First Mortgage Primary Residence Loan Purchase of a new homeRefinance home
Additional or Secondary Mortgage Sometimes called a “Home Equity Loan”Can be made for any purposeInterest may be tax deductible (Please consult your tax advisor for more information)Mortgage Loan Application
Fixed Rate Mortgage Loans
Conventional Loans Down payment as low as 3% for qualified buyersSeller can pay most or all of closing costs, depending on loan size
FHA Loans Minimal down paymentsAllows for seller to pay most or all of closing costs, depending on loan size
VA Loans Loan up to 100% of the purchase price/property valueNo monthly mortgage insurance required
Rural Development Loans 100% financing for qualified buyersThis program is an excellent option for properties in small or rural communities
First Time Home Buyers Aids in down payment and closing costs, up to $5,000.00
Construction/Permanent We can handle your construction to permanent financing under one roof
Mortgage Loan Error Resolution Contact Information
First Bank & Trust Co.
923 W Main
Duncan, OK 73533
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