We have money to lend! See one of our Loan Officers for all your borrowing needs at one of our convenient Banking Centers. Or you can start now – just fill out the appropriate Loan Application and email it to us! You can get the latest rate information by contacting our 
Call Center or local Banking Center.  
You will need Adobe Acrobat Reader to view the applications. If you do not have the Adobe software, you can download it here for free.  
If you need help with your application or have any questions, please feel free to Contact Us by email or phone. 
Auto, Boat, R.V., & Motorcycle Loans 
  • Credit is based on credit history, income, debt ratio, down payment, and banking relationship withFirst Bank & Trust Co.
  • Rates vary
  • Loan terms vary according to year and model
  • Personal Loan Application
    Personal Loans 
    Personal Loans can be used for almost any reason – vacations, medical expenses, holiday shopping, taxes, etc. Don’t get trapped in a high interest rate payday loan – borrow from people you know and save! 
  • Personal Loans can be secured by a Certificate of Deposit or Savings Account.
  • Rates vary by collateral and length of loan.
  • Personal Loan Application
    Mortgage Loans 
    First Mortgage Primary Residence Loan 
  • Purchase of a new home
  • Refinance home

  • Additional or Secondary Mortgage 
  • Sometimes called a “Home Equity Loan”
  • Can be made for any purpose
  • Interest may be tax deductible (Please consult your tax advisor for more information)
  • Mortgage Loan Application
    Fixed Rate Mortgage Loans 
    Click here to apply online! 
    Conventional Loans 
  • Down payment as low as 3% for qualified buyers
  • Seller can pay most or all of closing costs, depending on loan size
    FHA Loans 
  • Minimal down payments
  • Allows for seller to pay most or all of closing costs, depending on loan size
    VA Loans 
  • Loan up to 100% of the purchase price/property value
  • No monthly mortgage insurance required
    Rural Development Loans 
  • 100% financing for qualified buyers
  • This program is an excellent option for properties in small or rural communities

  • First Time Home Buyers 
  • Aids in down payment and closing costs, up to $5,000.00

  • Construction/Permanent 
  • We can handle your construction to permanent financing under one roof

    Mortgage Loan Error Resolution Contact Information 
    First Bank & Trust Co. 
    923 W Main 
    Duncan, OK 73533 

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