Get your student started on the right financial path with a Savings Account specifically tailored to them. Our Firstar account is designed for Elementary Students while First Investor is for Middle School Students. With First Bank & Trust Co. volunteers on-site at many schools throughout the school year, it is easier than ever for your child to have saving opportunities.  Students will have the chance to learn math skills, sound saving principles, money management, and how to invest for a return.  
  • First Bank & Trust Co. will make the first deposit of $1.00
  • Child must be of school age, but no more than 18 years of age
  • Child’s social security number is required to open this account
  • FREE Telephone Banking
  • FREE Internet Banking
  • FREE Mobile Banking
  • Two signatures are required to withdraw – One must be Parent’s (adult listed on the account) and one must be the student’s. Both will need to be present at the time of the withdrawal.
  • After three (3) FREE debits transactions per month, a $1.00 charge will be assessed for each additional item. These additional charges may reduce the earnings on this account.
  • Make your deposit at any of our convenient Banking Centers or at any of our participating schools (during the school year):
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    Charles Evans                      Thursday 
    Comanche                             Thursday 
    Duncan Middle School        Friday 
    Emerson                                Friday 
    Empire                                   Tuesday 
    Healdton                                Wednesday 
    Horace Mann                        Wednesday 
    Jefferson                               Tuesday 
    Mark Twain                           Tuesday 
    Plato                                       Tuesday 
    Ringling                                 Tuesday                                   
    Woodrow Wilson                  Friday 
    Zanies                                    Tuesday 
     
  • When your student makes a deposit at their school, they will receive a weekly prize. Students are also entered to win a monthly prize (September – April only) each time they make a deposit during that month whether at their school or a Banking Center.


  • *According to Federal Regulations concerning savings and MMDA accounts, there can be no more than six (6) preauthorized transfers and withdrawals to a third party or to another account of yours at the bank per month.
  • Note on interest-bearing accounts: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest rates my change anytime at the bank’s discretion. For current interest rate information contact First Bank & Trust Co.    
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