This account is for anyone looking to save for a Rainy Day, Vacation, Christmas/Holiday Shopping, Big Ticket Purchase, just about anything! Consider an Automatic Funds Transfer from your checking account to help you automatically save even more! Interest is compounded monthly and paid monthlyEarn a variable rate of interest (rate may be changed anytime at bank’s discretion)Receive quarterly statementsAfter three (3) FREE debits transactions per month, a $2.00 charge will be assessed for each additional item. These additional charges may reduce the earnings on this account.*According to Federal Regulations concerning savings and MMDA accounts, there can be no more than six (6) preauthorized transfers and withdrawals to a third party or to another account of yours at the bank per month. Note on interest-bearing accounts: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest rates my change anytime at the bank’s discretion. For current interest rate information contact First Bank & Trust Co.
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