As tuition prices rise, saving for a student’s future education is becoming more important than ever. Let your money work for you now plus provide security for the future by saving now for education after high school! 
  • Receive quarterly statements
  • Earn a variable interest rate (rate may be changed at bank’s discretion)
  • Account styled under the OK Uniform Transfers to Minor Act (UTMA)
  • For other account options to save for education, please see the Coverdell Education Savings Account information on our Personal Trust & Investments page.


  • *According to Federal Regulations concerning savings and MMDA accounts, there can be no more than six (6) preauthorized transfers and withdrawals to a third party or to another account of yours at the bank per month.
  • Note on interest-bearing accounts: Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest rates my change anytime at the bank’s discretion. For current interest rate information contact First Bank & Trust Co.  
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