ATM/Debit Card 
  • FREE
  • 500+ FREE ATMs in Oklahoma – locate them here
  • Use anywhere Visa is accepted
  • PIN (Personal Identification Number) can be chosen by the card holder
  • For lost or stolen card after normal banking hours please call 800.791.2525
  • If your card is declined while you are traveling, it may be due to FraudWatch. Please Contact Us to verify you are out of town or contact FraudWatch directly at 866.842.5208.
    Automatic Funds Transfer (AFT) 
  • FREE
  • Internal transfer from one account to another
  • Customer must sign authorization
  • Can be set up on E-Banker by customer
  • Transfer dates can be specified (i.e., 1st and 15th of each month)
    Cashiers’ Checks 
  • Cashiers’ Check Fees:
  •                              $5.00         First Bank & Trust Co. customers 
    $10.00         Non-customers 
  • A Stop Pay cannot be applied to Cashier's Checks until 90 days after purchase.

  • Coin Counter 
  • Available at these Banking Centers:
  • Ardmore -    301 W Main Street 
                          1720 McLish 
    Duncan -     923 W Main Street 
                          1521 W Plato Road 
                          10th & Oak 
    Healdton -   11098 Highway 76 
    Norman -     2330 36th Avenue NW 
                          2400 Alameda 
    Waurika-      101 N Main St  
    Credit Card (Consumer and Business) 
  • To apply for a First Bank & Trust Co. Credit Card or to find out more             information, click here.
  • To pay your First Bank & Trust Co. Credit Card bill online, click here.
  • If your credit card is lost or stolen contact Elan directly at 866.234.4691
    Visa® Gift Cards 
  • $5.00 purchase fee per card
  • Cards can be loaded with amounts from $20.00 - $750.00
  • No cash or ATM access
  • Obtain balance, report lost/stolen card, plus other general information about your card available at 866.208.3282 or
  • This card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.The Bancorp Bank; Member FDIC.  
    Direct Deposit 
  • The bank receives and originates ACH (Automated Clearing House) items
  • No charge to the customer other than any applicable debit charge per deposit agreement for the type of account held
    E-Banker & E-Pay (Internet Banking) 
  • FREE
  • View your accounts, statements, and check images. Transfer funds between accounts, make loan payments, place stop payments, and order checks
  • Click here for a step-by-step E-Banker Instruction Guide
  • First 7 items per statement cycle are free
  • Pay bills automatically over the internet
  • Must have an E-Banker account
  • Click here for a step-by-step E-Pay Instruction Guide

  • See more information about Online & Mobile Services 
  • FREE
  • Available on your E-Banker account – no separate login
  • Get email notices when your statement is ready and for account notifications
  • Looks just like your paper statement but more secure than retaining a paper copy
  • Enroll online and set your own preferences
  • Click here for a step-by-step E-Statement Instruction Guide
    First Line (Telephone Banking) 
  • 24-Hour touch tone banking
  • Information on Checking, Money Market and Savings accounts, Loans, and CD/IRA accounts
  • Balance inquiries
  • Transfer funds
  • Local and toll free numbers:
  • Ardmore         580.223.5490 
    Duncan          580.252.BANK (2265) 
    Healdton        580.306.BANK (2265) 
    Norman          405.292.INFO (4636) 
    Waurika          580.228.3223 
    All Others       888.306.BANK (2265) 
  • Need an actual person? Check out our Hours & Locations
    Mobile Banking 
  • FREE
  • Access your account information (i.e. checking, savings, CDs, and more) from your Smartphone or other mobile device
  • Transfer funds between accounts
  • Pay Bills (Payees must be loaded on E-Banker)
  • Find our Banking Centers
  • Receive up-to-date weather forecasts
  • View check images

    Night Deposits 
  • Night Deposits are conveniently located at the following Banking Centers:
  •                           Ardmore Main                                Duncan Main 
    301 W Main                                   923 W Main 
    Ardmore WestDuncan Plato 
    1720 McLish                                1521 W Plato 
    Healdton Norman 36th                                                11098 Highway 76       2330 36th Ave NW 
    Norman Alameda Waurika 
    2400 Alameda             101 N Main St.  
    Notary Public 
  • Free of charge for customers
  • Must be performed by a certified notary
  • Individual must present a valid form of government issued identification
    Safe Deposit Box Rental 
  • $15 key deposit
  • Two (2) keys are issued at the time the box is rented
  • Two (2) keys must be returned when the box is closed
  • $15 charge to replace one key
  • The customer will be charged a fee to bust the box in the event box keys are          lost or stolen
  • Customers have access to the box during lobby hours only
  • Safe Deposit Box sizes, prices, and available locations:

  • FDIC
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